BASABAV

Understand your Medicare choices

Medicare guidance

Medicare has several parts, enrollment periods and ways to receive coverage. We make those choices easier to understand before you decide.

01

What this service means

Medicare is federal health insurance mainly for people age 65 or older and for certain younger people with qualifying disabilities or conditions. Original Medicare includes Part A for hospital coverage and Part B for medical coverage. People may also consider Part D drug coverage, Medicare Advantage, or a Medicare Supplement policy.

03

What to consider

  • Are your doctors and preferred hospitals in the plan network?
  • Are your prescriptions covered, and at which pharmacies?
  • What are the premium, deductible, copays and annual out-of-pocket limit?
  • Do you travel, live in more than one state, or need frequent specialist care?

04

A clear three-step process

01

Tell us what matters

Share your doctors, prescriptions, budget and coverage priorities.

02

Compare carefully

We explain the differences among available options, not just the monthly premium.

03

Enroll with clarity

Choose only when you understand the benefits, costs and plan rules.

05

Common questions

Is Medicare the same as Medicaid?

No. Medicare is a federal insurance program based mainly on age or certain disabilities. Medicaid is a joint federal-state program based on eligibility rules that include income and other factors.

Can I change plans at any time?

Usually changes are limited to specific enrollment periods unless you qualify for a Special Enrollment Period. We can help you identify the timing that applies to your situation.

Official resource: Review Medicare basics at Medicare.gov

BASABAV Insurance Agency

Ready to talk it through?

Start with a free conversation in English or Spanish. We will listen, explain the next step and tell you what information to bring.

Call 551.326.0923Email the agency